Home & Estate Education in the Bay of Quinte

Free Educational Events for Adults 50+ and Their Families

About Your Host

Hi, I'm Anette Targowski, REALTOR® and Senior Real Estate Specialist.

Helping families navigate major life transitions goes far beyond buying and selling homes. Over the years, I've seen firsthand how devastating scams can be, especially for seniors. That's why I believe education is one of the most valuable tools we have.

My goal is to provide practical, trustworthy information that helps you make informed decisions, protect what you've worked so hard to build, and connect you with professionals who can answer your questions.

Not Just a REALTOR®, Your Full Downsizing Team.

Stress-free downsizing starts here—with me and my team.

Whether you're planning for the future, helping aging parents, considering downsizing, or simply looking to protect yourself from today's scams, our educational seminars provide practical information, trusted local resources, and real-world advice.

Join us at one of our upcoming events.

Upcoming Events

Current Scams Targeting Seniors

How to Recognize Them Before It's Too Late

Unfortunately, scams targeting seniors are becoming increasingly sophisticated. Every week, Canadians lose thousands of dollars to fraud that often begins with what appears to be an innocent phone call, email, text message, or online advertisement.

Join me for an informative community seminar where I'll share real-life experiences from local families, lessons I've learned through fraud prevention seminars hosted with police officers, and practical strategies you can use to better protect yourself and the people you care about.

During this seminar, you'll learn:

✔ The latest scams currently targeting seniors and homeowners

✔ The warning signs that could help you recognize a scam before it's too late

✔ Real stories from local residents and the valuable lessons they teach

✔ Practical steps you can take to reduce your risk of becoming a victim

✔ Simple ways to help protect your identity, finances, and personal information

✔ Resources available if you or someone you know has been targeted by a scam

Bonus Presentation

Could a Reverse Mortgage Be Right for You?

I'm pleased to welcome Mili Mezei, Mortgage Agent Level 2 with Orbis Mortgage Brokerage, who will explain one financial option that many homeowners have heard about—but few fully understand.

During her presentation, you'll learn:

✔ What a reverse mortgage is and how it works

✔ Common myths and misconceptions

✔ Who may qualify

✔ The advantages and considerations

✔ How some homeowners are using the equity in their homes to help support their retirement while continuing to live in the home they love

This presentation is designed to provide clear, unbiased information so you can better understand whether this option may be worth exploring further.

📅 Friday, August 7th, 2026

🕥 Starts at 11 A.M.

📍 Stirling-Rawdon Public Library

43 West Front Street, Stirling, ON

🎟 Free Admission

☕ Light refreshments provided

Registration Required

Fill in the form to register

Space is limited

A confirmation will be sent to reserve your seat.

This seminar is ideal for:

Seniors looking to stay informed about today's scams.
Adult children concerned about protecting their parents.
Homeowners interested in learning more about reverse mortgages.
Anyone planning for retirement or looking to better understand their financial options.
Family members, caregivers, and friends who want to help protect their loved ones.

VIEW EVENT FLYER

These sessions are designed for:

• Homeowners considering downsizing
• Families helping parents transition
• Executors managing estate property
• Adult children handling inherited homes
• Anyone who wants to understand the process before making major decisions

If you are even thinking about selling in the next 6–18 months, education should come before renovation.

You can attend a session, download resources, or book a private strategy conversation.

No pressure. Just clarity.

Follow for Downsizing Tips & Local Resources

More Seminars Currently 'In The Works'

Selling After 30+ Years:

The Costly Decisions Families Don’t See Coming

Selling a long-time family home is more than a transaction — it’s a major financial and emotional transition. In this educational session, we break down the quiet decisions that can impact timing, value, and stress long before the sign goes up. Whether you’re downsizing, helping a parent, or managing an inherited property in the Bay of Quinte, this seminar offers practical, market-based guidance to help you move forward with clarity and confidence.

WATCH ON DEMAND NOW

Join the Next Live Session

Inheriting a House in the Bay of Quinte: What to Do First

Inheriting a property can feel overwhelming — especially when legal responsibilities, family dynamics, and financial decisions all arrive at once. This educational session walks through the first practical steps executors and families should take before cleaning out, renovating, or listing a home. We cover property security, insurance considerations, probate basics, market timing, and how to avoid costly early decisions. Whether you plan to sell, hold, or explore your options, this seminar provides clear, local guidance to help you move forward with confidence.

WATCH ON DEMAND NOW

Join the Next Live Session

Estate Sales vs. Listing As-Is: What Makes Sense?

When managing an estate property, one of the biggest questions families face is whether to hold an estate sale, sell the home as-is, or prepare it strategically before listing. This educational session walks through the financial, logistical, and market implications of each option. We discuss carrying costs, buyer psychology, market timing, and how to evaluate whether clearing contents first truly benefits the final sale. Designed for executors and families, this seminar offers practical, local guidance to help you make a confident and informed decision.

WATCH ON DEMAND NOW

Join the Next Live Session

Past Community Seminars

🛡️ Protect Your Money. Protect Your Future.

Fraud Prevention • Downsizing • Local Resources

Join Detective Sergeant Martin Charbonneau, Detective Constable Devan Aris, and Anette Targowski, REALTOR® & Senior Real Estate Specialist, for a free educational seminar designed to help adults 50+ and their families make informed decisions and avoid costly mistakes.